Branches of Biology:
________________

1.Biology: study of living organisms.
2.Botany: study of plants.
3.Zoology: study of animals.
4.Morphology: study of internal and external structures of organisms (plants and animals) organs.
5.Histology: study of tissues.
6.Cytology: study of cells and cell organelles.
7.Anatomy: study of internal organs of plants and animals.
8.Embryology: study about male and female gametes, fertilization and development of embryo.
9.Microbiology: study of micro-organisms.
10.Physiology: study of various body functions and processes (e.g. respiration, photosynthesis, growth etc.).
11.Ecology: study of relationship of living beings (plants and animals) with environment. Also called Environmental biology.
12.Palynology: study of microspores or pollen grains.
13.Palaeontology: study of fossils.
14.Molecular Biology: Study of nature of biomolecules and their interactions in an organism
15.Astrobiology: study of extra-terrestrial life.
16.Biochemistry: study of bio-chemical process (e.g. diffusion, osmosis etc.)
17.Biophysics: study of application of physics principles in life processes.
18.Taxonomy: study of identification, nomenclature and classification of animals and plants.
19.Genetics: study of genes and inheritance
20.Bacteriology: study about bacteria.
21.Virology: study about viruses.
22.Eugenics: study of application of knowledge of genetics to the human welfare.
23.Bioinformatics: information processing of data in molecular biology by using computers.
24.Phytogeography: study about distribution of plants in different parts of the globe.
25.Mycology: study about fungi.
26.Phycology: study about algae.
27.Bryology: study of bryophyte plants.
28.Pteridology: study of Pteridophytes plants.
29.Entomology: study of insects
30.Neurology: branch of medicine that deals with the anatomy, functions, and organic disorders of nerves and the nervous system
31:Neuroradiology: Branch of radiology focuses on the diagnosis and abnormalities of nervous system.
32.Biotechnology: use of organisms or their parts to produce useful products like medicines.
33.Ethology: study of how animals behave, particularly in their natural environments.
34.Paleoanthropology:study of human origins and evolution.
35.Sociobiology: study of social behavior based on evolutionary theory.
36.Osteology: study of bones.
37.Ichthyology: study of fishes.
38.Toxicology: study about poisons.
39.Mammology:study of mammals

List of Indian Missiles :-
_________________

1. Prithvi-I (SS-150)(Range: 150 km, Payload: 1000 kg, User: Army)

2. Prithvi-II (SS-250)(Range: 250 km - 350 km, Payload: 500 kg - 1000 kg, User: Air Force, Army)

3. Prithvi-III (SS-350)(Range: 350 km - 600 km, Payload: 250 kg - 500 kg, User: Army, Air Force, Navy)

4. Agni-I(Range: 700 – 1,200 km, Type: MRBM, User: Army, Air Force)

5. Agni-II(Range: 2,000 – 2,500 km, Type: IRBM, User: Army, Air Force)

6. Agni-III(Range: 3,000 – 5,000 km, Type: IRBM, User: Army, Air Force)

7. Agni-IV(Range: 2,500 – 3,700 km, Type: IRBM, User: Army, Air Force)

8. Agni-V(Range: 5,000 – 8,000 km, Type: ICBM, User: Army, Air Force)

9. Agni-VI(Range: 8,000 – 10,000 km, Type: ICBM, User: Army, Air Force)

10. K-15(Range: 750 km, Weight: 10 tonne, Warhead: 1 tonne, length: 10 m)

11. K-4(Range: 3,500-5,000 km, Weight: 17 tonnes, Warhead: 1 tonne - 2.5 tonnes, length: 10 m)

12. K-5(Range: 6,000 km, Weight: Unspecified, Warhead: 1 tonne, length: Unspecified)

13. BrahMos(Type: Supersonic, Range: 290 km, Status: Inducted)

14. Shaurya (Type: Hypersonic, Range: 1000-1800 Km, Status: Inducted)

15. SRSAM (Type: Hypersonic, Range: 15 Km, Status: Inducted)

16. Pinaka (Range: 40 km, Status: Inducted)

17. Nag (Range: 4km, Status: Induction)

18. Akash (Range: 30 Km , Status: Inducted)

19. Phase-I:(Status: Development completed)

20. MRSAM(Range: 70 km, Used: Air force)

Some other Indian Missiles that are either in development phase or in testing phase are :

1. BrahMos-2(Type: Hypersonic, Range: 290 km, Status: In development)

2. Long-Range Cruise Missile (LRCM) (Type: Supersonic, Range: 1000 km, Status: In development)

3. Pinaka 2 (Range: 120 km, Status: Design Phase)

4. Nag 2(Range: 7 km, Status: In development)

5. Akash MK2(Range: 45 -50 KM, Status: In development)

6. Astra missile Mk2(Range: 100-120 km, Status: Design Phase)

7. Phase-II(Status: In design Phase)

8. Prahaar(Range: 150 KM, Status: In Test Phase)

9. Astra(Range: 80 km, Status: In Trail Phase)

10. Helina(Range: 7Km, Status: In Test Phase)

11. LRSAM (Range: 70 Km, Status: testing phase)

12. Trishul (Range: 8-12 Km, Status: Closed)

TERMS ASSOCIATED WITH SPORTS
______________________________________
1. Badminton - Drop, Smash, Ione, deuce, Clash Service
2. Baseball - Bunting, home, pitcher , strike, put out
3. Basketball - Block, dribble , pivot , held ball, basket
4. Billiards - Cue, Cannon, frame, spider, baulk
5. Boxing - Rounds, knock-out , jab, punch, uppercut
6. Chess - Gambit, resign, checkmate, rook, knight, pawn
7. Cricket - Maiden, caught, slips, gully, point, cover, yorker
8. Football - Penalty , foul, dribble, half, pass, goal
9. Golf - Course, links, tee, hole, nibble, club, putt, iron, eagle
10. Hockey - Centre, defender, push-in, free-hit, stick, carry, bully
11. Horse- racing - Bets, bookies, jockey, punter, steeplechase
12. Polo - Mallet, bunker, chucker, handicap, goal
13. Shooting - Bag, Bulls eye, plug, skeet, marksmanship
14. Tennis - Smash , slice, lob, set, ace, volley
15. Volleyball - Blocking, heave, point, serve, doubling, smash

ist of FIRST Countries in World>
************************
First Country in World to abolish Slavery:Spain
First Country in World to abolish Death Penalty(or Capital Punishment):Venezuela
First Country in World to legalize Same-Sex marriage: Netherlands
First Country in World to issue Paper Currency:china(by Song Dynasty)
First Country in World to issue Postal Stamp:Britain (the stamp name is "Penny Black")
First Country in World to develop Hydro-electricity:Norway
First Country in World to let Right to Vote for Women: Newzealand
First Country in World to introduce VAT(Value Added tax): France in 1954
First Country in World to impose Carbon Tax:Finland in 1990
First Country in World to be Democratic:Athens of Greece
First Country in World to experience Industrial Revolution:Britain
First Country in World to have an official National Flag:Denmark(soit has oldest Flag)
First Country in World to launch 3G Technology:Japan
First Country in World to initiate Family Planning Policy: India
First Country in World to initiate Railways: Britain
First Country in World to launch artificial Satellite into Earth's orbit: USSR or Soviet Russia in 1957(Satellite's name is Sputnik-1)
sports:
First Country in World to host Olympics:Athensof Greece in 1896 (the first olympics is summer olympics)
First Country in World to host Winter Olympics:Francein 1924
First Country in World to host Summer Paralympics :Italy in 1960
First Country in World to host Winter Paralympics: Sweden in 1976 (where Paralympics means Olympics for Physically Handicapped)
First Country in World to host Summer Youth Olympics: Singapore in 2010
First Country in World to host Winter Youth Olympics: Innsbruck of Austria in 2012
First Country in World to won ICC Cricket World Cup: West Indies in 1975 (2nd is also west-indies in 1979 and 3rd is India in 1983)
First Country in World to won ICC Cricket World Cup(Twenty 20):India
First Country in World to won FIFA world Cup: Uraguay in 1930

First Banks :-
_________

* First India bank Got ISO : Canara Bank

* First Governor of RBI : Mr. Osborne Smith

* First Indian governor of RBI : Mr. C D Deshmukh

* First Bank to Introduce ATM in India : HSBC

* First Bank to introduce savings : Presidency bank in 1833

* First Bank to Introduce Cheque system : Bengal Bank 1784

* First Bank to introduce Internet Banking : ICICI BANK

* First Bank to introduce Mutual Fund : State Bank of India

* First Bank to introduce Credit Card : Central Bank of India

* First Foreign Bank in India : Comptoire d’Escompte de Paris of France in 1860

* First Joint Stock Bank of India : Allahabad Bank

* First Bank that is oldest Public Bank in India : Allahabad Bank

* First national bank that is merged with Punjab National Bank : New Bank of India in 1993

* First Indian bank to open branch outside India in London in 1946 : Bank of India

* First Indian Bank started with Indian capital / indigenous Bank of India : Punjab National Bank

* First Regional Rural Bank name Prathama Grameen Bank - Was started by : Syndicate Bank

First Bank to launch branch in foreign was
"Bank of India" in 1946 in London UK.

* First bank to Introduce Credit card in India was Central Bank of India With "Central Card" 1980.

* First Bank to introduce Debit Card in India was
Citibank In Bangalore in 1987.

List of Languages in the 8th Schedule of the Indian Constitution

1. Bengali-----------------WestBengal
2. Bodo-------------------Assam,West Bengal
3. Dogri-------------------Jammu,Himachal Pradesh
4. Gujarati----------------Gujarat
5. Hindi-------------------Most parts of Northern States
6. Kashmiri---------------Jammuand Kashmir
7. Kannada--------------- Karnataka
8. Konkani----------------Goa and parts of Karnataka
9. Malayalam-----------Kerala
10. Manipuri-------------Manipur
11. Marathi--------------Maharashtra
12. Maithili--------------Parts of Bihar
13. Nepali---------------Sikkim and parts of West Bengal
14.Odia-----------------Odisha
15. Punjabi--------------Punjab,Chandigarh
16. Sanskrit-------------Uttarakhand
17. Sindhi--------Scattered in Gujarat, Rajasthan and Maharashtra
18. Santhali------Spoken by Santhal tribe in Jharkhand,Bihar, W.B.
19. Tamil----------------Tamilnadu, Puducherry
20. Telugu---------------Andhr Pradesh
21. Urdu----------------Northern

REVOLUTION IN INDIA:
*******************

* Black Revolution - Petroleum Production
* Blue Revolution - Fish Production
* Brown Revolution - Leather/non-conventional(India)/Cocoa production
* Golden Fibre Revolution - Jute Production
* Golden Revolution - Fruits/Overall Horticulture development/Honey Production
* Green Revolution - Food grains
* Grey Revolution - Fertilizer
* Pink Revolution - Onion production/Pharmaceutical (India)/Prawn production
* Red Revolution - Meat & Tomato Production
* Round Revolution - Potato
* Silver Fiber Revolution - Cotton
* Silver Revolution - Egg/Poultry Production
* White Revolution (In India: Operation Flood) - Milk/Dairy
production
* Yellow Revolution - Oil Seeds production
* Evergreen Revolution - Overall development of Agriculture

Company Name Origin/Meaning …

1.Mercedes - Name of the daughter of the founder
2.Nokia - Name of city in Finland
3.Pepsi - Named from the digestive enzyme pepsi
4.Honda - From the name of its founder Soichiro Honda
5.Sony - from the Latin word'sonus'meaning sound
6.Maggi - Food company named after its founder,Julius Maggi
7.Suzuki - From the name of its founder, Michio Suzuki
8.Samsung - Meaning'three stars'in Korea
9. Toyota - From the name of founder, Sakichi Toyoda
10.Yamaha - After Torakusu Yamaha, who founded the company
11.Adidas - From the name of the founder Adolf (Adi) Dassler. (das)

FIRST IN INDIA

● British Governor-General : Warren Hastings
● British Governor-General of Independent India : Lord Mountbatten
● Justice of India : Hiralal J. Kania
● Comander-in-Chief of Free India : General K. M. Cariappa
● Chief of Air Staff : Air Marshal Sir Thomas Elmhirst
● Indian Air Chief : Air Marshal S. Mukherjee
● Chief of Army Staff : General M. Rajendra Singh
● Chief of Naval Staff : Vice-Admiral R. D. Katari
● Consmonaut : Sqn. Ldr. Rakesh Sharma
● Emperor of Mughal Dynasty in India : Babar
● Field Marshal : SPFJ Manekshaw
● Governor-General of Indian Union : C. Rajgopalachari
● Indian to get an Oscar : Bhanu Athaiya
● Indian to Reach the South Pole : Col. I. K. Bajaj
● Indian ICS Officer : Satyendra Nath Tagore
● Indian Member of the Viceroy’s Executive Council : Sir S. P. Sinha
● Indian Man to Swim Across the English Channel : Mihir Sen
● Indian Woman to Swim Across the English Channel : Miss Aarti Saha
● Indian Woman to Swim Across the Strait of Gibraltar : Aarti Pradhan
● Man to Climb Mount Everest : Sherpa Tenzing
● Man to Climb Mount Everest without Oxygen : Phu Dorjee
● Man to Climb Mount Everest twice : Nawang Gombu
● Muslim Woman to sit on the throne of Delhi : Razia Sultana
● Nobel Prize Winner : Rabindra Nath Tagore
● President of the Indian National Congress : W. C. Banerjee
● Woman President of the Indian National Congress : Annie Besant
● President to Die in Office : Dr. Zakir Hussain
● Prime Minister to Lose an Election : Indira Gandhi
● Prime Minister to Resign from Office : Morarji Desai
● Deputy Prime Minister : Vallabhbhai Patel
● Talkie Film : Alam Ara (1931)
● Test-tube Baby : Indira (Baby Harsha)
● Viceroy : Lord Canning
● Woman Central Minister : Rajkumari Amrit Kaur
● Woman Chief Minister of a State : Mrs. Sucheta Kripalani
● Woman Governor : Mrs. Sarojini Naidu
● Woman Minister : Mrs. Vijayalakshmi Pandit
● Woman to Climb the Mt. Everest: Bachendri Pal
● Woman Prime Minister : Mrs. Indira Gandhi
● Woman Speaker of a State Assembly : Mrs. Shanno Devi
● Woman Airline Pilot : Durba Banerjee
● Woman to Win an Asiad Gold : Kamaljit Sandhu
● Woman Judge of the Supreme Court : Fathima Beevi
● Woman IPS Officer : Kiran Bedi
● Indian in the British Parliament: Dadabhai Naoroji
● Indian to win Miss Universe Title : Ms Sushmita Sen
● Indian Woman Congress President : Sarojini Naidu (1925)
● Woman President of UN General Assembly : Vijayalakshmi Pandit (1953)
● Woman to Win the Nobel Prize : Mother Teresa (1979)
● Woman to become ‘Miss World : Reeta Faria
● Speaker, Lok Sabha : G. V. Manavalankar (1952-57)
● Chairman Rajya Sabha : S. V. Krishnamoorthy (1952)
● Indian to Pass ICS : Surendra Nath Banerji (1869)
● Indian Pilot : JRD Tata (1929)
● To Reach Antarctica : Lt. Ram Charan (1960)
● Vernacular Daily : Kolkata (1727)
● Telegraph Line Installed : Calcutta to Diamond Harber (1853)
● Silent Movie : Raja Harish Chandra by Dada Saheb Phalke (1913)
● Coloured Cinemascope Film : Pyar ki Pyas (1961)
● Satellite launched : Aryabhatta (1975)
● Indigenously built satellite : Aryabhatta (1975)
● Atomic device exploded at : Pokharan in Rajasthan (1974)
● Large-scale Nuclear Reactor : Apsara (1956)
● Indigenously designed and built missile : Prithvi (1988)
● Member of the Dalit Community to become the President of India : K. R. Narayanan
● DNA typing forensic Laboratory set-up at : Kolkata
● Electric Train started between : Ludhiana and New Delhi
● Science City was inaugurated in : Kolkata
● Actress of Indian Cinema : Kamalabai Gokhale
● Woman Pilot of IAF : Harita Deol
● Solar Thermal Parabolic Trough Power Station was established at : Mathania (Rajasthan)
● Indian writer to win the Booker Prize : Arundhati Roy
● Musician to be awarded the Bharat Ratna : M. S. Subbulakshmi
● Indian Woman to go into Space : Kalpana Chawla
● Chairman of the Prasar Bharati Board : Nikhil Chakravarthy
● Indian Institution to be awarded Gandhi Peace Prize : Ramakrishna Mission
● Solar city is developed at : Anandpur Sahib
● Woman to win an Olympic medal : Karnam Malleswari
● Woman Foreign Secretary of India : Chokila Iyer
● Indian to win World Billiards Trophy : Wilson Jones
● Indian Grand Master (in Chess) : Vishwanathan Anand
● Chinese pilgrim to visit India : Fahien
● European invader on India soil : Alexender, the great
● Indian to win World Chess Championship : Vishwanathan Anand
● Women Air Vice Marshal : P. Bandopadhyaya
● Lady Cadet of Indian Army : Priya Jhingan
● First Indian to win a medal in the world Athletic Championship : Anju B. George (2003)
● Triple Century Maker in Test Cricket : Virendra Sahwag (2004)
● Hitter of 5 Double Centuries : Rahul Dravid (2004)
● Woman DGP : Kanchan Chaudhury
● Medal winner in Olympic Games : Rajyawardhan Singh Rathore (2004)(facebook/cnaonweb)
● Asian Tennis Champion, WTA champion, Third round winner in Grand Slam Tournament, Grand slam tournament winner Match winner in U.S. open, Youngest awardee of Padamshree : Sania Mirza
● Formula-1 Car Racer : Narayan Kartikeyan
● Indian to be awarded ‘Srilanka Ratn’ : N. Ram
● Woman Commanded the annual passing out parade : Wahida Prizm (2006)(facebook/cnaonweb)
● Five hundred wicket taker in Test cricket: Anil Kumble (2006)
● To the ski to the North Pole : Ajeet Bajaj (2006)
● First Air Chief to to Sky dive : Air Chief S. P. Tyagi (2006)
● First Indian Woman to win a Badminton Grand Prix : Saina Nehwal (2006)
● First President to make sortie in a combat aircraft : Dr. A. P. J. Abdul Kalam (2006)(facebook/cnaonweb)
● First Women President : Pratibha Patil (2007)
● First Indian to win Gold Medal in Olympics in individual Event : Abhinav Bindra (2008)
● First Woman Pilot of Fighter Plane : Suman Sharma
● World Cup (Jr.) Badminton, Indonesian Open Winner (Woman) : Saina Nehwal (2009)(facebook/cnaonweb)
● Woman Speaker Lok Sabha : Ms. Meira Kumar (2009)
● Two Oscar Award Winner : A. R. Rehman (2009)
● Khel Ratna, Arjun and Dronacharya Award : P. Gopi Chand (2009)(facebook/cnaonweb)
● Indian Woman to reach the South Pole : Reena Kaushal (2009)

Nationalized banks & their HEAD QUARTERS

Allahabad Bank—Kolkata 
Bank of India—Mumbai
Bank of Maharashtra— Pune
Canara Bank— Bangalore
Central Bank of India—Mumbai
Corporation Bank—Mangalore
Dena Bank—Mumbai
Indian Bank—Chennai
Indian Overseas Bank—Chennai
Oriental Bank of Commerce—New Delhi
Punjab National Bank—New Delhi
Punjab & Sind Bank— New Delhi
Syndicate Bank—Manipal
UCO Bank—Kolkata
Union Bank of India—Mumbai
United Bank of India— Kolkata
Vijaya Bank—Bangalore
Andhra Bank—Hyderabad
Bank of Baroda— Mumbai

ICC AWARDS LIST - 2013
******************

1. ICC Cricketer of the Year - Michael Clarke - Australia

2. ICC Test Cricketer of the Year - Michael Clarke - Australia

3. ICC Women’s ODI Cricketer of the Year - Suzie Bates - New Zealand

4. ICC ODI Cricketer of the Year - Kumar Sangakkara - Sri Lanka

5. ICC Emerging Cricketer of the Year - Cheteshwar Pujara - India

6. ICC Twenty20 International Performance of the Year - Umar Gul - Pakistan

7. ICC T20I Women’s Cricketer of the Year - Sarah Taylor - England

8. ICC Associate and Affiliate Cricketer of the Year - Kevin O’Brien - Ireland

9. ICC Spirit of Cricket Award - Mahela Jayawardena - Sri Lanka

10. ICC Umpire of the Year (The David Shepherd Trophy) -Richard Kettleborough - England

11. LG People’s Choice - MS Dhoni - India

12. Michael Clarke - Sir Garfield Sobers trophy for ICC Cricketer of the YearClarke - Sir Garfield Sobers trophy for ICC Cricketer of the Year

CONFUSING GK QUESTIONS FROM DAYS :
_______________________________

1. National Youth Day - January 12

2. International Youth Day - August 12

3. National Teachers' Day - September 5

4. International Teachers' Day - October 5

5. National Tourism Day - January 25

6. International Tourism Day - September 27

7. National Children's Day - November 14

8. International Children's Day - June 1

9. National Consumer Day - December 24

10. International Consumer Day - March 15

11. National Postal Day - October 10

12. International Postal Day - October 9

13. National Blood Donation Day - October 1

14. World Blood Donors Day - JUNE 14

Nick names of Place In India:
==================
Which place is known as Hi-Tech City = Hyderabad
Which place is known as Manchester of South India = Coimbatore
Which place is known as Deccan Queen = Pune
Which place is known as City of weavers = Panipat
Which River is known as Old Ganga = Godavari
Which River is known as Dakshin Ganga = Kaveri
Which state is known as Milk Pail of India = Haryana
Which place is known as Gardan city of India = Bangalore
Which place is known as Sapce city of India = Bangalore
Which place is known as Electronic city of India = Bangalore
Which Indian place is known as Pensioners' Paradise = Bangalore
Which state is known as Jewel of India = Manipur
Which Indian place is known as Scotland of the east = Shillong
Which place is known as Temple city of India =>> Bhuvaneswar
Which place is known as Cathedral city of India =>> Bhuvaneswar.

Largest Producers in India:
*******************
1.The largest producer of paddy in India- West Bengal
2.The lagest producer of wheat in India- Uttar Pradesh
3.The lagest producer of sugarcane in India- Uttar Pradesh
4.The lagest producer of groundnut in India- Gujarat
5.The largest producer of tea in India- Assam
6.The largest producer of coffee in India- Karnataka
7.The largest producer of jute in India- West Bengal
8.The largest producer of tobacco in India- Andhra Pradesh
9.The largest producer of bananas in India- Tamilnadu
10.The largest producer of saffron in India- Jammu & Kashmir
11.The largest producer of onion in India- Maharashtra
12.The largest producer of black pepper in India- Kerala
13.The largest producer of cotton in India- Gujarat*
14.The largest producer of bamboos in India- Assam
(Maharashtra has the largest area under cotton cultivation but Gujarat is the largest producer as per GoI release dt 25 Jul 2011

Father of Nation:

1. Afghanistan —Ahmad Shah Durrani
2. Argentina—Don José de San Martín
3. Australia— Sir Henry Parkes
4. Bahamas —Sir Lynden Pindling
5. Bangladesh— Sheikh Mujibur Rahman
6. Bolivia —Simón Bolívar
7. Brazil —Dom Pedro I andJosé Bonifácio de Andrada e Silva
8. Burma— Aung San
9. Cambodia— Norodom Sihanouk
10. Chile— Bernardo O'Higgins
11. Republic of China— Sun Yat-sen
12. Colombia —Simón Bolívar
13. Sweden— Gustav I of Sweden
14. Croatia— Ante Starčević
15. Cuba —Carlos Manuel de Céspedes
16. Dominican Republic— Juan Pablo Duarte
17. Ecuador— Simón Bolívar
18. Ghana— Kwame Nkrumah
19. Guyana— Cheddi Jagan
20. Haiti —Jean-Jacques Dessalines
21. India— Mohandas Karamchand Gandhi
22. Indonesia —Sukarno
23. Iran —Cyrus the Great
24. Israel —Theodor Herzl
25. Italy —Victor Emmanuel II
26. Kenya —Jomo Kenyatta
27. Republic of Korea— Kim Gu
28. Kosovo —Ibrahim Rugova
29. Lithuania— Jonas Basanavičius
30. Macedonia— Krste Misirkov
31. Malaysia—Tunku Abdul Rahman
32. Mauritius —Sir Seewoosagur Ramgoolam
33. Mexico —Miguel Hidalgo y Costilla
34. Mongolia Genghis Khan
35. Namibia— Sam Nujoma
36. Netherlands— William the Silent
37. Norway— Einar Gerhardsen
38. Pakistan— Mohammad Ali Jinnah
39. Panama— Simón Bolívar
40. Peru —Don José de San Martín
41. Portugal —Dom Afonso Henriques
42. Russia —Peter I of Russia
43. Saudi Arabia— Ibn Saud of Saudi Arabia
44. Scotland —Donald Dewar
45. Serbia —Dobrica Ćosić
46. Singapore— Lee Kuan Yew
47. Slovenia— Primož Trubar
48. South Africa— Nelson Mandela
49. Spain —Fernando el Católico
50. Sri Lanka— Don Stephen Senanayake
51. Suriname— Johan Ferrier
52. Tanzania —Julius Nyerere
53. Turkey— Mustafa Kemal Atatürk
54. United Arab Emirates— Sheikh Zayed bin Sultan Al Nahyan
55. United States— George Washington
56. Uruguay— José Gervasio Artigas
57. Venezuela— Simón Bolívar
58. Vietnam —Ho Chi Minh

List of Miss World (1951-2013):

Miss World 1951 - Kiki Haakonson, Sweden
Miss World 1952 - May Louise Flodin, Sweden
Miss World 1953 - Denise Perrier, France
Miss World 1954 - Antigone Costanda, Egypt
Miss World 1955 - Carmen Zubillaga, Venezuela
Miss World 1956 - Petra Schurmann, Germany
Miss World 1957 - Marita Lindahl, Finland
Miss World 1958 - Penelope Coelen, South Africa
Miss World 1959 - Corine Rottschafer, Holland
Miss World 1960 - Norma Cappagli, Argentina
Miss World 1961 - Rosemarie Frankland, United Kingdom
Miss World 1962 - Catharine Lodders, Holland
Miss World 1963 - Carole Crawford, Jamaica
Miss World 1964 - Ann Sidney, United Kingdom
Miss World 1965 - Lesley Langley, United Kingdom
Miss World 1966 - Reita Faria, India
Miss World 1967 - Madeiline Hartog Bel, Peru
Miss World 1968 - Penelope Plummer, Australia
Miss World 1969 - Eva Reuber Staier, Austria
Miss World 1970 - Jennifer Hosten, Grenada
Miss World 1971 - Lucia Petterle, Brazil
Miss World 1972 - Belina Green, Australia
Miss World 1973 - Marjorie Wallace, USA
Miss World 1974 - Anneline Kriel, South Africa
Miss World 1975 - Winelia Merced, Puerto Rico
Miss World 1976 - Cindy Breakspeare, Jamaica
Miss World 1977 - Mary Stavin, Sweden
Miss World 1978 - Silvana Suarez, Argentina
Miss World 1979 - Gina Swainson, Bermuda
Miss World 1980 - Kimberly Santos, Guam
Miss World 1981 - Pilin Leon, Venezuela
Miss World 1982 - Mariasela Lebron, Dominican Republic
Miss World 1983 - Sarah Jane Hutt, United Kingdom
Miss World 1984 - Astrid Herrera, Venezuela
Miss World 1985 - Hofi Karlsdottir, Iceland
Miss World 1986 - Giselle Laronde, Trinidad
Miss World 1987 - Ulla Weigerstorfer, Austria
Miss World 1988 - Linda Petursdottir, Iceland
Miss World 1989 - Andeta Kreglicka, Poland
Miss World 1990 - Gina Marie Tolleson, USA
Miss World 1991 - Ninebeth Jiminez, Venezuela
Miss World 1992 - Julia Kourotchkina, Russia
Miss World 1993 - Lisa Hanna, Jamaica
Miss World 1994 - Aishwariya Rai, India
Miss World 1995 - Jacqueline Aquilera, Venezuela
Miss World 1996 - Irene Skliva ,Greece
Miss World 1997 - Diana Hayden, India
Miss World 1998 - Linor Abargil, Israel
Miss World 1999 - Yukta Mookhey, India
Miss World 2000 - Priyanka Chopra, India
Miss World 2001 - Ibiagbanidokibubo Asenite Darego—Nigeria
Miss World 2002 - Azra Akin—Turkey
Miss World 2003 - Rosanna Davidson, Ireland
Miss World 2004 - Maria Julia Mantilla Garcia, Peru
Miss World 2005 - Unnur Birna Vilhjalmsdottir, Iceland
Miss World 2006 - Tat’ana Kucharova, Czech Republic
Miss World 2007 - Zhang Zhi Li, China PR
Miss World 2008 - Ksenia Sukhinova, Russia
Miss World 2009 - Kaiane Aldorino, Gibraltar
Miss World 2010 - Alexandria Mills, USA
Miss World 2011 - Ivian Sarcos, Venezuela
Miss World 2012 - Wen Xia Yu, China PR
Miss World 2013 - Megan Young, Philippines

IMPORTANT ACTS RELATED TO BANKING :
__________________________________

1. Banking Regulation Act,1949

2. RBI Act,1934 & RBI Act, 1948

3. SBI Act,1955, General Regulations SBI Act,1956

4. Banker‘s Book Evidence Act,1891

5. Negotiable Instruments Act,1881

6. Indian Contract Act,1872

7. Surety‘s Liability

8. Partnership Act,1932

9. Companies Act,1956

10. Criminal Procedure Code, 1973

11. Consumer Protection Act, 1986

12. SARFAESI Act, 2002

List of female Indian Chief Ministers:
_____________________________

1. Sucheta Kriplani(INC)—U.P. —2 October 1963 – 13 March 1967

2. Nandini Satpathy(INC)— Orissa—14 June 1972 – 3 March 1973, 6 March 1974 – 16 December 1976

3. Shashikala Kakodkar(MGP)–Goa-12 August 1973 – 27 April 1979

4. Syeda Anwara Taimur(INC)—Assam— 6 December 1980 – 30 June 1981

5. Janaki Ramachandran(AIADMK) —Tamil Nadu —7–30 January 1988

6. J. Jayalalithaa — Tamil Nadu—24 June 1991 – 12 May 1996, 14 May 2001 – 21 September 2001, 2 March 2002 – 12 May 2006, 16 May 2011 – present

7. Mayawati(BSP) — U.P. —13 June 1995 – 18 October 1995, 21 March 1997 – 21 September 1997,3 May 2002 – 29 August 2003, 13 May 2007 – 7 March 2012

8. Rajinder Kaur Bhattal(INC)—Punjab—21 January 1996 – 12 February 1997

9. Rabri Devi(RJD) —Bihar—25 July 1997 – 11 February 1999, 9 March 1999 – 2 March 2000, 11 March 2000 – 6 March 2005

10. Sushma Swaraj(BJP) —Delhi—13 October 1998 – 3 December 1998

11. Shila Dixit (INC) 1998 --8 Dec 2013

12. Uma Bharati(BJP)—M.P. — 8 December 2003 – 23 August 2004

13. Vasundhara Raje(BJP)—Rajasthan—8 December 2003 – 11 December 2008

14. Mamata Banerjee(TMC) —West Bengal—20 May 2011 – present

Top-10 Richest Countries:
_____________________

1. QATAR: The country’s GDP (PPP) per capita is $88,222....

2. LUXEMBOURG: The country’s GDP (PPP) per capita is $81,466....

3. SINGAPORE: The country’s GDP (PPP) per capita is 56,694.....

4. NORWAY: The country’s GDP (PPP) per capita is 51,959.....

5. BRUNEI: The country’s GDP (PPP) per capita is 48,333....

6. UNITED ARAB EMIRATES: The country’s GDP (PPP) per capita is 47,439......

7. UNITED STATES: The country’s GDP (PPP) per capita is 46,860......

8. HONG KONG: The country’s GDP (PPP) per capita is $45,944.....

9. SWITZERLAND: The country’s GDP (PPP) per capita is 41,950.....

10. NETHERLANDS: The country’s GDP (PPP) per capita is 40,973....

Top of Form

Bottom of Form

Chairman and Managing Directors (CMDs) of Nationalized Banks 

- State Bank of India-Arundhati Bhattacharya
- Allahabad Bank – S. A. Phanse
- Bank of Baroda – S. S. Mundra
- Bank of India – V. R. Iyer
- Bank of Maharashtra – Vacant
- Canara Bank – R. K. Dubey
- Central Bank of India – Rajeev Rishi
- Corporation Bank – Sadhuram Bansal
- Dena Bank – Ashwini Kumar
- Indian Bank – T. M. Bashin
- Indian Overseas Bank – M. Narendra
- Oriental Bank of Commerce – S. L. Bansal
- Punjab and Sindh Bank – D. P. Singh
- Punjab National Bank – K. R. Kamath
- Syndicate Bank – Sudhir Kumar Jain
- UCO Bank – Arun Kaul
- Union Bank of India – D. Sarkar
- United Bank of India – Smt. Archana Bhargava
- Vijaya Bank – H.S. U. Kamath
- Andhra Bank – Vacant 
- IDBI Bank – M. S. Raghavan
- Bharatiya Mahila Bank - Usha Ananthasubramanian

State (and union territory) birds— Common name & Scientific name:

* Andhra Pradesh— Indian Roller (Coracias benghalensis)

* Arunachal Pradesh— Great Hornbill (Buceros bicornis)

* Assam— White-winged Wood Duck (Cairina scutulata)

* Bihar— Indian Roller (Coracias benghalensis)

* Chhattisgarh— Hill Myna (Gracula religiosa)

* Delhi— House Sparrow (Passer domesticus)

* Goa— Black-crested bulbul (Pycnonotus gularis)

* Gujarat —Greater Flamingo (Phoenicopterusroseus)

* Haryana— Black Francolin (Francolinus francolinus)

* Himachal Pradesh— Western Tragopan (Tragopan melanocephalus)

* Jammu and Kashmir— Black-necked Crane (Grus nigricollis)

* Jharkhand— Asian Koel (Eudynamys scolopacea)

* Karnataka— Indian Roller (Coracias benghalensis)

* Kerala— Great Hornbill (Buceros bicornis)

* Lakshadweep— Sooty Tern (Onychoprion fuscata)

* Meghalaya— Hill Myna (Gracula religiosa)

* Madhya Pradesh— Asian Paradise Flycatcher (Terpsiphone paradise)

* Maharashtra— Yellow-footed Green Pigeon (Treron phoenicoptera)

* Manipur— Mrs. Hume's Pheasant (Syrmaticus humiae)

* Mizoram— Mrs. Hume's Pheasant (Syrmaticus humiae)

* Nagaland— Blyth's Tragopan (Tragopan blythii)

* Odisha— Indian Roller(Coraciasbenghalensis)(

* Puducherry— Asian Koel (Eudynamys scolopaceus)

* Punjab— Northern Goshawk (Accipiter gentilis)

* Rajasthan— Great Indian Bustard (Ardeotis nigriceps)

* Sikkim— Blood Pheasant (Ithaginis cruentus)

* Tamil Nadu— Emerald Dove (Chalcophaps indica)

* Uttarakhand— Himalayan Monal (Lophophorus impejanus)

* Uttar Pradesh— Sarus Crane (Grus antigone)

* West Bengal— White-breasted Kingfisher (Halcyon smyrnensis)

Indian Trophies:
_____________

Agha Khan – Hockey
Bama Belleck Cup – Table Tennis
Beighton Cup – Hockey
Bombay Gold Cup – Hockey
Burdwan Trophy – Weight Lifting
DCM Trophy – Football
Dhyanchand Trophy – Hockey
Dr. BC Roy Trophy – Football
Duleep Trophy – Cricket
Durand Cup – Football
India Ezra Cup- Polo
IFA Shield – Football
Lady Ratan Tata Trophy – Hockey
Moinuddaula Gold Cup – Cricket
Nehru Trophy – Hockey
Ranaji Trophy – Cricket
Radha Mohan Cup – Polo
Rangeshwari Cup – Hockey
Rovers Cup – Football
Santosh Trophy – Football
Scindia Gold Cup – Hockey
Subrato mukherjee Cup – Football
Wellington trophy – Rowing

Major Lakes of the World (by size)

• Caspian Sea, Asia-Europe —371,000 sq km
• Superior, North America —82,100 sq km
• Victoria, Africa —69,500 sq km
• Huron, North America —59,600 sq km
• Michigan, North America —57,800 sq km
• Tanganyika, Africa— 32,900 sq km
• Baikal, Asia— 31,500 sq km
• Great Bear, North America —31,300 sq km
• Aral Sea, Asia —30,700 sq km
• Malawi, Africa— 28,900 sq km
• Great Slave, Canada— 28,568 sq km
• Erie, North America— 25,667 sq km
• Winnipeg, Canada— 24,387 sq km
• Ontario, North America— 19,529 sq km
• Balkhash, Kazakhstan —18,300 sq km

List of all Tennis Tournaments & Winners 2013:

Grand Slams:

1. US Open 2013

Men’s Single: Rafael Nadal (Spain) defeated Novak Djokovic (Serbia)

Women’s Single: Serena Williams (U.S.A) defeated Victoria Azarenka (Belarus)

Men’s Doubles: Leander Paes (India) and Radek Stepanek (Czech Republic) defeated Alexander Peya (Austria) and Bruno Soares (Brazil)

Women's Doubles: Andrea Hlavackova (Czech Republic ) & Lucie Hradecka(Czech Republic) defeating Ashleigh Barty (Australia) & Casey Dellacqua (Australia)

Mixed Doubles: Andrea Hlavackova (Czech Republic) & Max Mirnyi (Belarus) defeated Abigail Spears (U.S.A) & Santiago González (Mexico)

2. Wimbeldon Open 2013 

Men’s Single: Andy Murray(Scotland) defeated Novak Djokovic (Serbia) 

Women’s Single: Marion Bartoli (France) defeated Sabine Lisick (Germany) 

Men’s Doubles: Bob Bryan (U.S.A)and Mike Bryan (U.S.A) defeated Ivan Dodig (Croatia) & Marcelo Melo (Brazil)

Women's Doubles: Peng Shuai (China) & Hsieh Su-wei (Chinese Taipei) defeated Ashleigh Barty (Australia ) &Casey Dellacqua (Australia)

Mixed Doubles: Daniel Nestor (Canada) & Kristina Mladenovic (France) defeated Bruno Soares (Brazil) & Lisa Raymond (U.S.A)

3. French Open 2013

Men’s Single: Rafael Nadal (Spain) Defeated David Ferrer (Spain)

Women’s Single: Serena Willimas (USA) Defeated Maria Sharapova (Russia)

Men’s Doubles: Bob Bryan (USA) and Mike Bryan (USA) Defeated Michael Llodra (France) & Nicolas Mahut (France)

Women's Doubles: Ekaterina Makarova (Russia) & Elena Vesnina(Russia) Defeated Sara Errani(Italy) & Roberta Vinci (Italy)

Mixed doubles: Frantisek Cermak (Czech Republic)and Lucie Hradecka (Czech Republic) defeated Daniel Nestor(Canada) and Kristina Mladenovic (France)

4. Australian Open 2013

Men Single: Novak Djokovic(Serbia) Defeated Andy Murray(Scotland)

Women Single: Victoria Azarenka (Belarus) Defeated Li Na (china)

Men's Doubles: Bob Bryan (USA) & Mike Byan (USA) Defeated Robin haase (Netherlands) & Igor Sijsling (Netherlands)

Women's Double: Sara Errani(Italy) and Roberta Vinci(Italy) Defeated Ashlegh Barty (Australia) and Casey Dellaqua (Australia)

Mixed Doubles: Jarmila Gajdosova (Australia) & Matthew Ebden (Australia) Defeated Lucie Hradecka (Czech Republic) & Frantisek Cermak (Czech Republic) 

Others:

1. Miami Open 2013

• Andy Murray(Scotland) beat David Ferrer(Spain)

• Serena Williams (USA) beat Maria Sharapova(Russia)

2. Italian Open 2013

• Rafael Nadal (Spain) beat Roger Federer (Switzerland)

• Serena Williams (USA) defeated Victoria Azarenka (Belarus)

3. Madrid Open 2013

• Rafael Nadal (Spain) beat Stanislas Wawrinka (Switzerland)

• Serena Williams (USA) beat Maria Sharapova (Russia)

List of FIRST Countries in World:
__________________________

First Country in World to abolish Slavery:Spain
First Country in World to abolish Death Penalty(or Capital Punishment):Venezuela
First Country in World to legalize Same-Sex marriage: Netherlands
First Country in World to issue Paper Currency:china(by Song Dynasty)
First Country in World to issue Postal Stamp:Britain (the stamp name is "Penny Black")
First Country in World to develop Hydro-electricity:Norway
First Country in World to let Right to Vote for Women: Newzealand
First Country in World to introduce VAT(Value Added tax): France in 1954
First Country in World to impose Carbon Tax:Finland in 1990
First Country in World to be Democratic:Athens of Greece
First Country in World to experience Industrial Revolution:Britain
First Country in World to have an official National Flag:Denmark(soit has oldest Flag)
First Country in World to launch 3G Technology:Japan
First Country in World to initiate Family Planning Policy: India
First Country in World to initiate Railways: Britain
First Country in World to launch artificial Satellite into Earth's orbit: USSR or Soviet Russia in 1957(Satellite's name is Sputnik-1)
sports:
First Country in World to host Olympics:Athensof Greece in 1896 (the first olympics is summer olympics)
First Country in World to host Winter Olympics:Francein 1924
First Country in World to host Summer Paralympics :Italy in 1960
First Country in World to host Winter Paralympics: Sweden in 1976 (where Paralympics means Olympics for Physically Handicapped)
First Country in World to host Summer Youth Olympics: Singapore in 2010
First Country in World to host Winter Youth Olympics: Innsbruck of Austria in 2012
First Country in World to won ICC Cricket World Cup: West Indies in 1975 (2nd is also west-indies in 1979 and 3rd is India in 1983)
First Country in World to won ICC Cricket World Cup(Twenty 20):India
First Country in World to won FIFA world Cup: Uraguay in 1930

BOOKS AND AUTHORS: 

1. India & Malaysia: Intertwined Strands by: Veena Sikri 

2. Mythily Sivaraman Wrote A Book Haunted by Fire Essays On Caste, Class, Exploitation And Emancipation 

3. “Ahmev Radha, Ahmev Krishnah” - Gulab Kothari (Chief Editor of Hindi newspaper Rajasthan Patrika)

4. An Uncertain Glory: India and its Contradictions - Jean Dreze and Amartya Sen.

5. A Brush with Life- Satish Gujral

6. A Bend in the river- V.S. Naipaul

7. God of Small things- Arundhati Rai

8. Inheritance of Loss- Kiran Desai.

9. Joseph Anton- Sulman Rushdie (Autobiography)

10. “Khushwantnama-The Lessons of My Life “ –Khushwant singh

11. Lajja- Taslima Nasrim.

12. My Unforgettable Memories-Mamata Banerjee

13. "Muslim in Indian cities”- Christophe Jaffrelot & Laurent Gayer

14. My country My Life- L.K.Advani

15. My Music My Life- Pt Ravi shankar mahadevan

6. Revolution 2020- Chetan Bhagat 

17. Runs in Ruins — Sunil Gavaskar

18. Satenic versus- Salman Rushdi 

19. True Colours — Adam Gilchrist 

20. The Heritage of Sikhs — Harbans Singh 

21. The Jewels of Happiness – Indian spiritual guru Sri Chinmoy. 

22. The Things About Thugs — Tabish Nair 

23. The Test of My Life'- Indian cricketer Yuvraj singh

24. “Those were the Day and then-The Life & Times of Lal Krishna Advani”-Mira Govind Advani

25. Turning Points-APJ Abdul Kalam

26. What Young India Wants – Chetan bhagat

27. Ye Jo Hai Pakistan'- Shivendra Kumar Singh. 

28. Smritiyan - Garima Sanjay 

29. My Journey: Transforming Dreams into Actions - former President of India, Dr. Avul Pakir Jainulabdeen Abdul Kalam (APJ

30. How Not to Make Money -Raj Kundra, the millionaire businessman.

FIRST IN INDIA

● British Governor-General : Warren Hastings
● British Governor-General of Independent India : Lord Mountbatten
● Justice of India : Hiralal J. Kania
● Comander-in-Chief of Free India : General K. M. Cariappa
● Chief of Air Staff : Air Marshal Sir Thomas Elmhirst
● Indian Air Chief : Air Marshal S. Mukherjee
● Chief of Army Staff : General M. Rajendra Singh
● Chief of Naval Staff : Vice-Admiral R. D. Katari
● Consmonaut : Sqn. Ldr. Rakesh Sharma
● Emperor of Mughal Dynasty in India : Babar
● Field Marshal : SPFJ Manekshaw
● Governor-General of Indian Union : C. Rajgopalachari
● Indian to get an Oscar : Bhanu Athaiya
● Indian to Reach the South Pole : Col. I. K. Bajaj
● Indian ICS Officer : Satyendra Nath Tagore
● Indian Member of the Viceroy’s Executive Council : Sir S. P. Sinha
● Indian Man to Swim Across the English Channel : Mihir Sen
● Indian Woman to Swim Across the English Channel : Miss Aarti Saha
● Indian Woman to Swim Across the Strait of Gibraltar : Aarti Pradhan

● Man to Climb Mount Everest : Sherpa Tenzing
● Man to Climb Mount Everest without Oxygen : Phu Dorjee
● Man to Climb Mount Everest twice : Nawang Gombu
● Muslim Woman to sit on the throne of Delhi : Razia Sultana
● Nobel Prize Winner : Rabindra Nath Tagore
● President of the Indian National Congress : W. C. Banerjee
● Woman President of the Indian National Congress : Annie Besant
● President to Die in Office : Dr. Zakir Hussain
● Prime Minister to Lose an Election : Indira Gandhi
● Prime Minister to Resign from Office : Morarji Desai
● Deputy Prime Minister : Vallabhbhai Patel
● Talkie Film : Alam Ara (1931)
● Test-tube Baby : Indira (Baby Harsha)
● Viceroy : Lord Canning
● Woman Central Minister : Rajkumari Amrit Kaur
● Woman Chief Minister of a State : Mrs. Sucheta Kripalani
● Woman Governor : Mrs. Sarojini Naidu
● Woman Minister : Mrs. Vijayalakshmi Pandit
● Woman to Climb the Mt. Everest: Bachendri Pal
● Woman Prime Minister : Mrs. Indira Gandhi
● Woman Speaker of a State Assembly : Mrs. Shanno Devi
● Woman Airline Pilot : Durba Banerjee
● Woman to Win an Asiad Gold : Kamaljit Sandhu
● Woman Judge of the Supreme Court : Fathima Beevi
● Woman IPS Officer : Kiran Bedi
● Indian in the British Parliament: Dadabhai Naoroji
● Indian to win Miss Universe Title : Ms Sushmita Sen
● Indian Woman Congress President : Sarojini Naidu (1925)
● Woman President of UN General Assembly : Vijayalakshmi Pandit (1953)
● Woman to Win the Nobel Prize : Mother Teresa (1979)
● Woman to become ‘Miss World : Reeta Faria
● Speaker, Lok Sabha : G. V. Manavalankar (1952-57)
● Chairman Rajya Sabha : S. V. Krishnamoorthy (1952)
● Indian to Pass ICS : Surendra Nath Banerji (1869)
● Indian Pilot : JRD Tata (1929)
● To Reach Antarctica : Lt. Ram Charan (1960)
● Vernacular Daily : Kolkata (1727)
● Telegraph Line Installed : Calcutta to Diamond Harber (1853)
● Silent Movie : Raja Harish Chandra by Dada Saheb Phalke (1913)
● Coloured Cinemascope Film : Pyar ki Pyas (1961)
● Satellite launched : Aryabhatta (1975)
● Indigenously built satellite : Aryabhatta (1975)
● Atomic device exploded at : Pokharan in Rajasthan (1974)
● Large-scale Nuclear Reactor : Apsara (1956)
● Indigenously designed and built missile : Prithvi (1988)
● Member of the Dalit Community to become the President of India : K. R. Narayanan
● DNA typing forensic Laboratory set-up at : Kolkata
● Electric Train started between : Ludhiana and New Delhi
● Science City was inaugurated in : Kolkata
● Actress of Indian Cinema : Kamalabai Gokhale
● Woman Pilot of IAF : Harita Deol
● Solar Thermal Parabolic Trough Power Station was established at : Mathania (Rajasthan)
● Indian writer to win the Booker Prize : Arundhati Roy
● Musician to be awarded the Bharat Ratna : M. S. Subbulakshmi
● Indian Woman to go into Space : Kalpana Chawla
● Chairman of the Prasar Bharati Board : Nikhil Chakravarthy
● Indian Institution to be awarded Gandhi Peace Prize : Ramakrishna Mission
● Solar city is developed at : Anandpur Sahib
● Woman to win an Olympic medal : Karnam Malleswari
● Woman Foreign Secretary of India : Chokila Iyer
● Indian to win World Billiards Trophy : Wilson Jones
● Indian Grand Master (in Chess) : Vishwanathan Anand
● Chinese pilgrim to visit India : Fahien
● European invader on India soil : Alexender, the great
● Indian to win World Chess Championship : Vishwanathan Anand
● Women Air Vice Marshal : P. Bandopadhyaya
● Lady Cadet of Indian Army : Priya Jhingan
● First Indian to win a medal in the world Athletic Championship : Anju B. George (2003)
● Triple Century Maker in Test Cricket : Virendra Sahwag (2004)
● Hitter of 5 Double Centuries : Rahul Dravid (2004)
● Woman DGP : Kanchan Chaudhury
● Medal winner in Olympic Games : Rajyawardhan Singh Rathore (2004)
● Asian Tennis Champion, WTA champion, Third round winner in Grand Slam Tournament, Grand slam tournament winner Match winner in U.S. open, Youngest awardee of Padamshree : Sania Mirza
● Formula-1 Car Racer : Narayan Kartikeyan
● Indian to be awarded ‘Srilanka Ratn’ : N. Ram
● Woman Commanded the annual passing out parade : Wahida Prizm (2006)
● Five hundred wicket taker in Test cricket: Anil Kumble (2006)
● To the ski to the North Pole : Ajeet Bajaj (2006)
● First Air Chief to to Sky dive : Air Chief S. P. Tyagi (2006)
● First Indian Woman to win a Badminton Grand Prix : Saina Nehwal (2006)
● First President to make sortie in a combat aircraft : Dr. A. P. J. Abdul Kalam (2006)
● First Women President : Pratibha Patil (2007)
● First Indian to win Gold Medal in Olympics in individual Event : Abhinav Bindra (2008)
● First Woman Pilot of Fighter Plane : Suman Sharma
● World Cup (Jr.) Badminton, Indonesian Open Winner (Woman) : Saina Nehwal (2009)
● Woman Speaker Lok Sabha : Ms. Meira Kumar (2009)
● Two Oscar Award Winner : A. R. Rehman (2009)
● Khel Ratna, Arjun and Dronacharya Award : P. Gopi Chand (2009)
● Indian Woman to reach the South Pole : Reena Kaushal (2009)

WORLD RIVERS GENERAL KNOWLEDGE:

GK about World Rivers and more......

• Third world comprises of 70% of world population.
• Hamun Mashkel Lake (Baluchistan) is salt water lake.
• Most important crop of Nile delta is Cotton.
• Pak: is 4th among world’s largest cotton producers.
• A famous natural bridge is located in Virginia.
• Eskimos live in North America.
• Iberian Peninsula is a part of Europe.
• The number of CARS is five.
• Height of Islamabad is 2000 ft: above sea level.
• The Devil Tower present in US is a volcano.
• Hudson Bay is largest bay and is in Northern Canada.
• Largest gulf is Gulf of Mexico.
• Grand Canal is oldest man made canal for shipping purpose in China.
• Shark bay is in Western Australia.
• English Channel separates England from France.
• Gulf of Sidra is in Libya.
• Red river is in USA.
• Gulf of lion is in France.
• Churchill water fall is in Canada.
• Danube River is in Romania (Europe). It pours into Black sea.
• The Volga is Europe longest river what is the second longest Danube
• Volga River is in Russia.
• What is the only river that flows both north and south of equator – The Congo
• New Zealand is situated in the region of Oceania.
• Oxus River (also called Amu Darya) is flowing between Afghanistan and Tajikistan. It is the largest river of central Asia.
• Bari Doab is the area lying between River Ravi and River Beas.
• SURMA is the name of a river.
• Windermere Lake is the largest lake of UK.
• What is France’s longest river: Loire
• Hundroo (Hundrubagh) Water Falls are in India.
• An iceberg floating in sea will have one-tenth of its mass above the surface of water.
• Jog Falls are the highest waterfalls in India.
• Which river is in Lebanon? River Latani
• Highest salinity is found in the Great Salt Lake in USA.
• Niagara Falls was discovered by Louis Hennepin
• Madagascar is popularly known as the Island of Cloves
• Niagara Falls was discovered by Louis Hennepin
• River Darling is in Australia.
• Gateway of Pacific is Panama Canal.
• Panama Canal links Pacific Ocean with Atlantic Ocean.
• Panama Canal was opened in 1914.
• Panama Canal links North America with South America.
• Amazon River crosses Equator twice.
• The Amazon river rises in which country-Peru
• Amazon River is largest river in terms of volume. It is in Brazil. It pours into Atlantic Ocean.
• The longest and largest river in Asia is Yangtze.
• The largest river in China is The Yangtze River.
• The Soan and the Haro are the two rivers of Potohar Plateau.
• Aswan dam is constructed on river Nile.
• World’s largest earth filled dam is Tarbela.
• Voctoria falls are on the border b/w Zimbabwe & South Africa.
• Titicaca is the highest navigable lake in world extending from Peru to Bolivia.
• Lake Baikal is the deepest lake in the world. It is located in Siberia.
• Indus River pours into Arabian Sea.
• After Indus, the longest river is Sutlaj in Pakistan.
• The longest river in South Asia is the Brahmputra.
• Nile River pours its water into Mediterranean Sea.
• Don River pours its water into Sea of Azov.
• Tigris River pours its water into Caspian Sea.
• Lake Mead is a man-made largest lake in the world.
• The largest river in France is Lore
• Most populated lake is Lake Eire.
• Suez Canal is 170 Km long constructed in 1869.
• The Suez Canal was constructed in 1869.
• The Suez Canal link the Mediterranean Sea with the Red Sea. The Canal was constructed by a French Engineer, Ferdinand De Lesseps.
• The Suez Canal was nationalized by Col. Nasser on 26th July, 1956.
• Mariana trench is the deepest part in the ocean and it lies in Pacific Ocean. It is also called the deepest seafloor depression in the world.
• River Zambezi flows in Southeast Africa.
• Euphrates flows in Syria and Iraq.
• Mesopotamia is the region b/w Tigris & Euphrates.
• Mississippi river flows in USA. Mississippi is longest river of America.
• Missouri river flows in USA
• Hudson River flows in USA.
• Lake Michigan flows in USA.
• Golden River flows in Alaska, Canada.
• In what country are the Painted Lakes- Indonesia
• Name the river that flows through Baghdad- Tigris
• What city has the most canals- Birmingham
• Suez Canal was acquired by Britain in 1875 and nationalized by Egypt in 1956. It remains closed 1967-75 after Arab Israel War.
• Thames River is in England.
• Seine River is in France.
• Hang He river is in China.
• Victoria Lake forms boundary line b/w Tanzania and Uganda.
• Victoria Lake is in Africa.
• Source River Jehlum is Verinag.
• Lake Superior is the largest fresh water lake in the world. It is located in North America (USA-Canada).
• Lake Victoria is located in Kenya-Tanzania and Uganda.
• Great Bear Lake is located in Canada.
• Huron Lake is in USA-Canada.
• In which country would you find Lake Disappointment Australia
• The Amazon river dolphins are what colour- Pink
• Which of the following rivers rises in lake Lan-Ka Tso in Tibet? Sutlej
• Volga river pours its water into Caspian Sea it is longest river of Europe.
• Don is a river of Russia.
• Lake Erie (N.America) is most polluted lake in the world.
• Lake Mead on the Arizona-Nevada is largest man-made lake in USA.
• Baikal Lake is in Siberian desert.
• Palk Bay lies b/w Gulf of Mannar and Bay of Bengal.
• Panama Canal connects Atlantic Ocean with Pacific Ocean.
• 3- Gorges Dam is in .. China
• Indus originates from Tibet near Mansorowar Lake.
• The Victoria Falls in Africa is located on river Zambezi. It is the highest fall of Africa.
• Mt Merapi is located on Java.
• What is the longest river in Australia- Murray-Darling
• Gulf Stream is an ocean current named after the Gulf of Mexico.
• The panch Pokhri Lake situated in the Himalaya Mountains is the highest lake in the world.
• Aswan dam is in Egypt.
• Word Tsunami is of Japanese language.
• Largest coral reef is in Australia.
• Colorado River forms Grand Canyon.
• River Rhine is in Western Europe.
• The Victoria Falls is located in Zimbabwe.
• Highest fall of world Angel Falls is on river Carrao Venezuela.
• Niagara fall is in North America b/w America & Canada.
• Ribbon fall is in North America.
• Silver Strand fall is in North America.
• Grand Canal is located in People’s Republic of china.
• After Australia, Europe is the smallest continent.
• ‘Victoria falls’ is located in Rhodesia.
• Deccan Plateau is in Asia.
• Asia is the largest continent and covers about 1/3 of the world’s total land area.
• Both the highest and lowest points on the earth are found in Asia.
• The lowest point of Asia is Dead Sea which is about 397 meter below sea level.
• Dead sea lying b/w Israel and Jordan.
• Asia Minor is a geographical expression, a part to Turkey.
• The world’s longest river, the Nile is located in Africa.
• Africa is also known as Dark Continent.
• Highest point of South America is Mount Aconcagua (Argentina) and lowest point is Valdes Peninsula (Argentina).
• Highest Point of North America is Mount Mckinley and the lowest point is Death Valley (California, USA).
• Highest point of Africa is Kibo, a peak of Kilimanjaro (Tanzania) and lowest point is Lake Assal (Djibouti).
• Highest point of Europe is Mount El’brus and the lowest point is Caspian Sea.
• Highest point in Antarctica is Vinson Massif.
• Highest point in Australia is Mount Kosciusko (New South Wales) and the lowest point is Lake Eyre (South Australia).
• The lowest point of the North America is the Death Valley located in California.
• Danube River flows in Austria.
• Victoria River is the chief source of River Nile.
• Dardanelles connects black Sea and Mediterranean.
• Black sea is so called because a dense fog prevails there in winter.
• The river Jordan flows out into the Dead sea
• River Mekong flows in Vietnam.
• River Thames flows in Southern England.
• River boat Gondola is used in Italy’s city Venice.
• Hydespes River is now called the Jhelum River.
• The length of Panama Canal is 50072 miles.
• At the equator, the equation of the day is 12 hours.
• Meridan means mid-day.
• Shale is not a metamorphic rock.

Important Abbreviations in Information Technology— B

B2B—Business-to-Business
B2C—Business-to-Consumer
BAL—Basic Assembly Language
BAM—Block Availability Map
Bash—Bourne-again shell
BASIC—Beginner's All-Purpose Symbolic Instruction Code
BBP—Baseband Processor
BBS—Bulletin Board System
BCD—Binary Coded Decimal
BCNF—Boyce–Codd normal form
BEEP—Blocks Extensible Exchange Protocol
BER—Bit Error Rate (data by facebook/ cnaonweb
BFD—Bidirectional Forwarding Detection
BFD—Binary File Descriptor
BFS—Breadth-First Search
BFT—Byzantine Fault Tolerant
BGP—Border Gateway Protocol
BiDi—Bi-Directional(data by facebook/ cnaonweb
bin—binary
BINAC—Binary Automatic Computer
BIND—Berkeley Internet Name Domain
BIOS—Basic Input Output System
BJT—Bipolar Junction Transistor
bit—binary digit
Blob—Binary large object
Blog—Web Log(data by facebook/cnaonweb
BMP—Basic Multilingual Plane
BNC—Bayonet Neill-Concelman
BOINC—Berkeley Open Infrastructure for Network Computing
BOM—Byte Order Mark(data by facebook/cnaonweb
BOOTP—Bootstrap Protocol
BPDU—Bridge Protocol Data Unit
BPEL—Business Process Execution Language
BPL—Broadband over Power Lines
bps—bits per second(data by facebook/cnaonweb
BRR—Business Readiness Rating
BSA—Business Software Alliance
BSB—Backside Bus(data by facebook/cnaonweb
BSD—Berkeley Software Distribution
BSoD—Blue Screen of Death
BSS—Block Started by Symbol
BT—BitTorrent
BT—Bluetooth
BTAM—Basic Telecommunications Access Method
BW—Bandwidth(data by facebook/cnaonweb
BYOD—Bring Your Own Device

IMPORTANT SUMMITS HELD ON 2012-13

BRICS (Brazil, Russia, India, China and South Africa) Summits
• 4th BRICS Summit 2012 – New Delhi, India
• 5th BRICS Summit 2013 – Durban, South Africa

G-8 Annual Summits Group of Eight (G8) Countries – France, Germany, Italy, Japan, United Kingdom, United States of America, Canada, Russia.
• 37th G8 Meeting 2011 – Deauville, France
• 38th G8 Meeting 2012 – David camp, USA
• 39th G8 Summit 2013 – County Fermanagh, UK
• 40th G8 Summit 2014 – Russia

G-20 Summits
• 7th G 20 Meeting 2012 – Los Cabos, Mexico
• 8th G 20 Meeting 2013 – Saint Petersburg, Russia
• 9th G 20 Meeting 2014 – Brisbane, Australia

SAARC Summits SAARC – South Asian Association for Regional Cooperation
• 17th SAARC Summit 2011– Addu, Maldives
• 18th SAARC Summit 2013 – Kathmandu,Nepal

ASEAN Summits ASEAN – Association of South East Asian Nation
• 19th ASEAN Summit 2011 (November) – Bali, Indonesia
• 20th ASEAN Summit 2012 (April)– Phnom penh, Cambodia
• 21th ASEAN Summit 2012 (November)– Phnom penh, Cambodia

ASEAN-India Summit
• 9th ASEAN-India Summit 2011 – Bali, Indonesia
• 10th ASEAN-India Summit 2012 – Phnom penh, Cambodia

East Asia Summit (EAS) EAS meetings are held after annual ASEAN leaders’ meetings.
• 6th East Asia Summit 2011 – Bali, Indonesia
• 7th East Asia Summit 2012 – Phnom penh, Cambodia

IBSA Summits IBSA Dialogue Forum - India, Brazil, South Africa.
• 5th IBSA Summit 2011 – Pretoria, South Africa
• 6th IBSA Summit 2013 – India

APEC Summits APEC – Asia Pacific Economic Cooperation
• 23rd APEC summit 2011 – Honolulu, USA
• 24th APEC Summit 2012 – Vladivostok,Russia
• 25th APEC Summit 2013 – Medan/Jakarta, Indonesia
• 26th APEC Summit 2014 – China
• 27th APEC Summit 2015 – Philippines
• 28th APEC Summit 2016 – Lima, Peru

OPEC Seminars OPEC – Organization of Petroleum Exporting Countries
• 4th OPEC International Seminar 2009 – Vienna, Austria
• 5th OPEC International Seminar 2012 – Vienna, Austria

NAM Summits NAM – Non-aligned Movement
• 16th NAM Summit 2012 – Tehran, Iran
• 17th NAM Summit 2015 – Caracas,Venezuela

SCO Meetings SCO – Shanghai Cooperation Organization
• SCO Meeting 2011 – Astana, Kazakhstan
• SCO Meeting 2012 – Beijing, China
• SCO Meeting 2013 – Kyrgyzstan

NATO (North Atlantic treaty organization) international conference on Afghanistan will be held in Chicago (USA)

Asian Development Bank (ADB) Annual Meetings Annual meeting of the board of governors of the Asian Development Bank (ADB) held every year.
• ADB Annual Meeting 2012 – Manila, Philippines
• ADB Annual Meeting 2013 – New Delhi, India

WTO Ministerial Conferences
• 8th WTO Ministerial Conferences2011 – Geneva, Switzerland
• 9th WTO Ministerial Conferences2013 (Expected) -Bali, Indonesia

First India bank Got ISO : Canara Bank
First Governor of RBI : Mr. Osborne Smith
First Indian governor of RBI : Mr. C D Deshmukh
First Bank to Introduce ATM in India : HSBC
First Bank to introduce saving Bank in India : Presidency bank in 1830
First Bank to Introduce Cheque system in India : Bengal Bank 1784
First Bank to introduce Internet Banking : ICICI BANK
First Bank to introduce Mutual Fund : State Bank of India
First Bank to introduce Credit Card in India : Central Bank of India
First Foreign Bank in India : Comptoire d’Escompte de Paris of France in 1860
First Bank Set Up in India : Bank of Hindustan in 1770
First Joint Stock Bank of British India : State Bank of India
First Joint Stock Bank of India : Allahabad Bank
First Bank that is oldest Public Bank in India : Allahabad Bank
First national bank that is merged with Punjab National Bank : New Bank of India in 1993
First Indian bank to open branch outside India in London in 1946 : Bank of India
First Indian Bank started with Indian capital /indigenous Bank of India : Punjab National Bank
First Regional Rural Bank name Prathama Grameen Bank Was started by : Syndicate Bank

BANKS IN INDIA
Central Bank:
1. Central Bank – Reserve Bank of India
Commercial Bank
2. Public Sector Bank – (Nationalised Bank) Total 26 = 14 were nationalized in 1969 +6 were
Nationalized in 1980 (out of these one bank new Bank of India was merged with PNB in 1983), +1 IDBI + SBI +5 Subsidiary/Associates banks of State Bank of India.
3. Private Banks = RBI in 1993 gave licences to 12 Private bank in 2 phases 10 private bank in 1993 and 2 private bank in 2003-2004
4. Foreign Banks = 34 Foreign Banks are there in India.
Cooperative Bank:
Cooperative Banks = Bank those are registered under Co-operative Societies Act 1965, Co-operative Banks are also works as Commercial Bank.

Important International Lines:

1. Radcliffe Line---- India and Pakistan
2. McMahon Line--- India and China
3. Durand Line ------Pakistan and Afghanistan
4. Maginot Line -----France and Germany
5. 38th Parallel -----North and South Korea
6. 17th Parallel----- North and South Vietnam
7. 49th Parallel -----USA and Canada

Weird facts about human body :
************************

1 Men lose about 40 hairs in a day and women lose 70 hairs in a day.
2 Your blood has same amount of salts in it as an ocean has.
3 You are taller in the morning than you are at night.
4 Heart circulates blood in your body about 1000 times each day.
5 Eyelashes last about 150 days.
6 There are 500 hairs in an eyebrow.
7 The average human body contains approximately 100 billion nerve cells.
8 It is not possible to sneeze with open eyes.
9 Bones are 4 times stronger than concrete.
10 Average life span of a taste bud is only 10days.
11 You are born without knee caps and they don’t appear until age of 2 to 6 years.
12 Children grow faster in spring time
13 Eyes stay the same size throughout life but nose and ears never stop growing.
14 We born with 300 bones but end up with 206 bones when we are adult.
15 Human skull is made up of 26 different bones.
16 Hair is made of same substance as fingernails.
17 Our entire body functions stop when we sneeze, even your heart beat.
18 Tongue is the strongest muscle in human body.
19 Typical person goes to bathroom six timesa day.
20 Food takes 7 seconds to reach stomach from mouth.
21 Children have more taste buds than adults.
22 Sneeze blows air out of nose at the speed of 100 miles per hour.
23 Largest muscle in your body is one on which you are sitting on.
24 Smallest bone of body is in ears.

Some Amazing Facts:
****************

1. China has more English speakers than the United States.

2. Guinness Book of Records holds the record for being the book most stolen from Public Libraries.

3. In Missouri, a man must have a permit to shave.

4. The Mona Lisa has no eyebrows; it was the fashion in Renaissance Florence to shave them off.

5. The Nobel Peace Prize medal depicts three naked men with their
hands on each other's shoulders.

6. It is estimated that millions of trees in the world are accidentally
planted by squirrels that bury nuts and then forget where they hid them.

7. Recycling one glass jar, saves enough energy to watch T.V for 3 hours!

8. There are more plastic flamingos in the U.S, than real ones!

9. A company in Taiwan makes dinnerware out of wheat, so you can
eat your plate.

10. Thomas Edison, light bulb inventor, was afraid of the dark.

11. President George W Bush was once a cheerleader.

12. More Monopoly money is printed in a year, than real money printed throughout the world.

13. On a Canadian two dollar bill, the flag flying over the Parliament
building is an American flag.

14. Canada is an Indian word meaning 'Big Village'.

15. French was the official language of England for over 600 years..

Some Important Abbreviations(Must Read n SHARE With Others):
**********************************************

AADHAAR card denotes – Unique Identity Number

PSL – Priority sector lending

NBFC – Non Banking Financial Company

WPI – Wholesale price Index

CPI – Consumer Price Index

LAF – Liquidity adjustment facility

NDTL – Net Deman d and Time Liabilities

UCB – Urban Cooperative Bank

ECS – Electronic clearing service

FSLRC – Financial Sector Legislative Reforms Commission

UCIC – Unique Customer Identification Code

AML – Anti Money Laundering

CFT – Combatting of financial terrorism

SME – Small and Mediu m Enterprises

CDR – Corporate Debt Restructuring

CDS –Credit Default Swaps

IRS – Interest Rate Swaps

FII – Foreign Institutional Investors

RRB – Regional Rural Bank

PDC – Post Dated Cheques

MSE – Micro an d Small Enterpr ises

DCCO – Date of commencement of commercial operations

CRAR – Capital to Risk weighted assets ratio

IBL – Inter bank liability

GDS – Gold deposit scheme

CAD – Current account deficit

MFIN – Micro Finance Institutions Network

IRDA – Insurance Regulatory

Development Authority CRMPG –Counterparty Risk Management Policy Group

HTM – Held to maturity

SLR – Statutor y Liquidity Ratio

BC – Business correspondents

BF – Business facilitators DSA – Direct selling agents

DMA – Direct mar keting agents

DRA – Debt Recovery agents

ELA – Emergency Liquidity assistance

BOP – Balance of payments

APBS – AADHAAR payment bridge system

FDI – Foreign direct investment

MSF – Marginal standing facility

FFA – Forward freight agreements

BIS – Bank for international settlements

BR act – Banking Regulation act

MCX – Mu lti commodity exchange

PSB – Public sector banks

Punch lines of Commercial Banks in India:

* Hum Hai Na— ICICI

* Good People To Grow With — Indian Overseas Bank

* Pure banking nothing else, —State Bank OfIndia

* Tradition Of Trust—Allahabad Bank

* Trusted Family Bank— Dena Bank

* Good People To Bank With —Union Bank OfIndia

* World's Local Bank—HSBC

* We Understand Your World—HDFC

* Much More To Do With YOU In Focus—Andhra Bank

* A Friend You Can Bank Upon—Vijaya Bank

* Together We Prosper— Bank Of Rajasthan

* Your Perfect Banking Partner—Federal Bank

* Taking Banking Technology To The Common Man— Indian Bank

* Experience Our Expertise— Yes Bank

* Build A Better Life around Us—Central Bank Of India

* Serving To Empower—J & K Bank

* The Changing Face Of Prosperity —Lakshami Vilas Bank

* Where Every Individual Is Committed —Oriental Bank Of Commerce

* Aao Soche Bada—IDBI

* A Faithful & Friendly Financial Partner— Syndicate Bank

* Relationships Beyond Banking— Bank Of India

* Honours Your Trust—Uco Bank

* Smart Way To Bank—Karur Vaisya Bank

* A Passion To Perform—Deutche Bank

* Experience Next Generation Banking—South Indian Bank

* The Name You Can Bank Upon—Punjab National Bank

ONE WORD SUBSTITUTION :
*********************

1. One who is out to subvert a government - Anarchist
2. One who is recovering from illness - Convalescent
3. One who is all powerful - Omnipotent
4. One who is present everywhere - Omnipresent
5. One who knows everything - Omniscient
6. One who is easily deceived - Gullible
7. One who does not make mistakes - Infallible
8. One who can do anything for money - Mercenary
9. One who has no money - Pauper
10. One who changes sides - Turncoat
11. One who works for free - Volunteer
12. One who loves books - Bibliophile
13. One who can speak two languages -Bilingual
14. One who loves mankind - Philanthropist
15. One who hates mankind - Misanthrope
16. One who looks on the bright side of things - Optimist
17. One who looks on the dark side of things - Pessimist
18. One who doubts the existence of god - Agnostic
19. One who pretends to be what he is not - Hypocrite
20. One incapable of being tired – Indefatigable

Important acronyms for Banking & Finance
terms (A—C):

ADRs— American Depository Receipts
AFS— Available for Sale
ANBC— Adjusted Net Bank Credit
ARC— Agricultural Refinance Corporation
ARDC— Agricultural Refinance and Development Corporation
ATM— Automated Teller Machine
BC —Business Correspondent
BCSBI - Banking Codes and Standards Board of India
BF— Business Facilitator
BFS —Board for Financial Supervision
BIS —Bank for International Settlements
BO- Banking Ombudsman
BOP— Balance of Payments
BPSS—Board for Regulation and Supervision of Payment and Settlement Systems
BRBNMPL —Bharatiya Reserve Bank Note Mudran Private Limited
BSR —Basic Statistical Returns
CAC— Current Account Convertibility
CAMELS —Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control
CAS—— Central Accounts Section
CBS— Core Banking Solution
CCIL— Clearing Corporation of India Limited
CCP— Central Counter Party
CDSL— Central Depository Services Ltd
CE of OBE— Credit Equivalent of Off-Balance Sheet Exposures
CFMS— Centralised Funds Management System
CFSP— Committee on Financial Sector Plan
CMB— Cash Management Bill
CPPAPS —Committee on Procedures and
Performance Audit on Public Services
CRAR— Capital to Risk-Weighted Assets Ratio
CRR— Cash Reserve Ratio
CSD— Customer Service Department
CSF— Consolidated Sinking Fund
CTS— Cheque Truncation System